The Future of the Banking Industry

The future of the banking industry will depend on its ability to leverage the power of Customer Insight, Advanced Analytics, Automation, Artificial Intelligence and Digital Technology to provide services that help today’s tech-savvy customers manage their finances and better manage their daily lives.

Transforming the way we bank

Our revolutionary banking solutions harness data analytics, automation and AI capabilities to provide better user experience, reduce cost-to-income ratios, and eliminate operational friction.

Expanding Financial Inclusion

Reach out to the underbanked and unbanked with digital-first and ultra intuitive solutions that help them get banking done simply.

Our Solutions

Digital Banking

Embrace the new age of experienced-driven banking- branchless, intuitive, AI and data-driven. Increase financial inclusion with digitalized channels while leveraging on customer insights to have a 360° view of customer profile.

Virtual bank

Supports fully digital (branchless) or hybrid banking models (digital + branch) with intelligent features to provide customers with personalized insights on money management.

Digital Branch

Delivers superior branch servicing and optimise focus on relationship banking. Caters to any mode of branch interaction: at the branch counter, digital/open branches, or even off-premise service.

Digital Agent

Empower banks to expand their reach to underserved markets via network of agents. Allow suburbanites to transact easily and conveniently at multiple non-branch touchpoints.

Digital Core Banking

Modernized core system that supports STP, real-time and complete customer transactional information. Supports both Islamic and Conventional banking.

AI & Data Analytics

Harness Natural Language Processing (NLP), machine learning and deep learning to perform in-depth behavioral studies and uncover potential insights with the aim to augment human decisioning for automation. Some areas in which we employ the use of AI and Data Analytics.

Credit Scoring

Reduce NPL rates and cost of compliance for FIs by creating credit scorecards, intelligent credit assessments, and using B score for NPL control.

Customer engagement

Customer Profiling and Product Recommendationuses in-depth customer insights and segmentation to effectively run target marketing and build superior relationship banking.

AI-assisted Mobile Banking

Leverages on behavioural analysis to offer personalized information and robo-advisory to individuals via Mobile Banking. Predicts user intentions and intuitively offer relevant solutions in spending, savings and product recommendations.

Anti-Money Laundering

Early detection and prevention of fraudulent activities through customer classification techniques, scanning of adverse records/news. Also able to reduce false positive rate, thus improving work efficiency.

Visual Analytics

Collates and synthesizes data from multiple monitoring channels and employs descriptive, diagnosis and predictive analytics. Prescriptive analytics also provides advisory to management on how to optimize and improve business performance.

Chatbot

AI-based digital assistants that is able to learn from past interactions and deliver high levels of personalization to enquirers.

Digital Automotive Financing and Management

Digital platforms and solutions to cater to both traditional and revolutionary models of vehicle financing such as subscription-based. Robust management dashboards and systems to monitor and control assets.

Driver app

Supports a comprehensive array of vehicle financing, from traditional to new-age financing models. Caters for subscription-based, leasing, hire purchase or other models.

Operator/Management App

Management dashboard for financing management and streamlines customer-related services i.e. roadside assistance, service centre, test driving onto one platform.

Fleet Management

Bulk vehicle monitoring and management, applicable to logistics companies, ride-hailing companies, and corporates.

Services

Our team of experienced consultants and developers advise and build upon opportunities and gaps to improve your business operations. Our advisory and support services covers all aspects of the finance, banking and automotive system.

Professional consultancy

-AI & Data Analytics

-Digital Banking

-Core Banking

-Digital Autofinancing

Project implementation

-Project management

-Software customization, development, and testing

-Data migration

-Installation and configuration

-Post-implementation support

Support services

-Users’ enquiries and clarification

-Onsite support services

-Offsite standby services

-Performance tuning

-Database administration

-System enhancement customisation

About Us

Finteq International Sdn Bhd (FINTEQ) was incorporated in 2019 as an innovation partner to a leading’s financial technology company, Infopro Sdn Bhd, which has a global footprint in more than 32 countries.

Our Mission

As a financial technology and consulting service provider integrating FinTech and TechFin, we uphold the broad vision to provide the banking industry with innovative software and services to accelerate the digital transformation and modernization.

We aim to increase financial inclusion globally and encourage innovation throughout our solution development

Our Vision

We envisage the creation of the most innovative, digitally enabled solutions that transform the Banking technology environment, leveraging cloud technology, analytics (AI/RPA/ML) and emerging technologies with a distinctive focus to democratize banking and financial services for the unbanked and underbanked segment of the population in the South East Asia region.